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Portraits of Anthony Kumpen with his car on the grid of the Zolder racetrack in Belgium

Anthony Answers: How is the damage handled during an F1 race?

May 082018

This week in "Anthony Antwoordt": How is the damage dealt with during an F1 race? Is the pilot who causes a collision running for the costs of both cars? A question from Pieter Taselaar in Het Belang Van Limburg.

"Dear Pieter, that does not work in motorsport like in normal traffic. On a circuit, every pilot is responsible for his own damage.

Even if someone else hits you and is 100 percent in error, you will have to pay the costs. Max Verstappen drove into Sebastian Vettel in China. It was his fault, but he did not have to pay the damage to the Ferrari. "

"There are insurance policies for car races, but they only pay for your own damage, never the damage of another person. Furthermore, only parts are reimbursed, not the working hours. I have taken this kind of insurance only twice during my entire career. And first, the premiums are very expensive - depending on the damage history - and secondly there is a high exemption. Thirty and ten percent are common percentages. Suppose your racing car costs 100,000 euros. Then the exemption amounts to roughly 10,000 euros (10%) and the premium 30,000 euros for a season. If the car is total loss, it still costs you 40,000 euros in premium and exemption. If you do not drive any damage for three years, it is more economical not to take out insurance. There is no such insurance in the F1. The parts are built by the teams themselves, you can not put a price tag on them. "

"It happens that pilots find sponsorship for an entire season, but after the first race they have to drop out due to an accident. Thus many a career ended. That risk is part of motorsport. Pilots and teams better set aside part of the budget for claims. "